SMART Insurance

SMART stands for Small Motor Accident Repair Technology and is a policy designed to assist in maintaining the appearance of your vehicle as at the time of purchase. The policy ensures your vehicle remains free from chips, scuffs, light scratches and minor dents.​

Key features & benefits

• Our SMART insurance policy provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no-claims bonus.
• The policy ensures your vehicle remains free from chips, minor dents, light scratches and scuffs.
• If your claim is outside the parameters for Smart Insurance and cannot be fixed under these guidelines, there is a €250 contribution towards the cost of any individual body shop repair.

What damage is covered?

Chips

Not exceeding 1.5mm in diameter

Dents

Not exceeding 15cm in diameter

Scuffs

Scuffed bumpers not exceeding 15cm in diameter

Scratches

Not exceeding 15cm in length

SMART Insurance

A standard Smart insurance policy is sold for three hundred and ninety-nine euro, for a three-year insurance policy, included in the price of this policy is insurer costs of one hundred and eighty-nine euro, government tax of nineteen euro and ninety-five cent, administrative fees of fifty euro, Dealer commission of one hundred euro and RCI Bank and Services income of forty euro and five cents.

The administration fee noted above includes (but not limited too) the following areas of cost: Customer Service, Account management, Website Maintenance, Training Costs, Distribution Costs, Product Information Documents, Qualifications Cost, legal Costs & Documentation Fees

What does SMART insurance cover?